IDEC (Dive Accident Cover)
IDEC (International Diving Emergency Cover) is a personal accident plan for divers that covers you anywhere, no matter where you’re diving such as popular areas like Egypt, Thailand & Maldives. This includes freediving and snorkling.
Now with new and improved benefits including an increased aggregate limit of £500,000.
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| Items Covered | Limits Of Cover |
| Immediate Emergency Medical Expenses | £100,000 |
| Hyperbaric Chamber Treatment Costs | £100,000 |
| Air Evac, Medical Repatriation | £250,000 |
| Search and Rescue | £45,000 |
| Additional Transport and Accommodation (Covers you and your family) |
£5,000 |
With our IDEC international scuba diving insurance cover you will also be entitled to ‘after the event’ medical expenses up to a limit of £20,000 which covers:
- Medical costs after return home
- Approved alternative therapies
- PFO Test costs
- Access to Diving Doctors
- Post Accident Dive Fitness Examinations
Depth Limits
No Depth Limits- There are no depth limits on IDEC! We simply ask that you follow your associations guidelines. If you want to dive deeper than 130 metres a full dive profile and proposed safety and support measures must be submitted to underwriters for agreement.
We don't just apply your Diver Certification depth limit in any claim; in fact we wouldn't consider declining a claim on breach of depth limits unless it was a pre-planned and deliberate breach and directly caused the accident.
EXPERIENCE COUNTS as much as certification. We always consider your logged dives as well as your certification records before coming to the right claims decision. In fact, in over 30 years, we have never declined an IDEC claim because a diver breached their depth limit.
Please see below for a list of scuba dive insurance entitlements should the worst happen:
- Death Benefit £10,000
- Loss of one limb £5,000
- Loss of two limbs £10,000
- Loss of one eye £5,000
- Loss of both eyes £10,000
- Maximum for loss of limbs and loss of eyesight £10,000
- Permanent Total disability £10,000
As standard there is no Excess on IDEC.
Full policy details can be found in the policy wording and keys facts.
*Terms & Conditions of this offer:
• This price guarantee is subject to Dive Master’s normal underwriting criteria.
• Proof of competing quote is required before the guarantee can be applied.
• You must send us written confirmation of any applicable no claims bonus.
• Your competing quote must provide cover on an equivalent basis to include but not limited to : no depth limit, after the event medical expenses including PFO tests and worldwide cover.
• This guarantee does not affect your legal rights.
• This price guarantee is available for a limited period only.
• Dive Master will not return any documentation received in conjunction with this offer
If you need IDEC combined with Travel Insurance, please see one of our combined policies below:
Trip Travel Insurance
Travel Insurance designed to cover a single trip (includes an IDEC policy)
Annual Multi Trip Insurance
Travel Insurance designed to cover multiple trips throughout the year (includes an IDEC Policy)