Prepare for the Worst with the Right Insurance

Diving is a fun sport, but it can be dangerous too. Consequently, it is essential to ensure that you have the right kind of diving insurance to protect you and your family in case of an untoward event or incident. The last thing you want when on a diving holiday is to be worrying about what you will do if something happens, so it is important to make sure that you have the right level of scuba diving travel insurance. Having the wrong insurance or, worse, no insurance at all, could leave you with costly medical bills and could even potentially affect your future income.

Here at Dive Master Insurance, we offer various levels of cover to ensure that you get the right protection that you need. As well as offering insurance to cover the immediate after effects of an accident, such as medical bills and transport, we have now teamed up with a specialist broker in the UK to offer a range of other specialist insurance cover.

Mortgage Protection

Nobody wants to think about the worst happening, but we’re pretty sure that if you died, you wouldn’t want your family to struggle. Mortgage protection means that your mortgage is taken care of should you die, which means that your family can continue living in the family home without having the extra stress and worry of having to find money they might not have for ongoing mortgage payments.

Family Protection

We also provide family protection cover which pays out a lump sum on death. Again, this would ensure your family would be taken care of should the worst happen. They would be able to maintain a certain standard of living without having to worry about finances as well as dealing with the loss of a loved one.

Critical Illness Cover

You can take out critical illness cover independently or alongside mortgage protection. Should you have a critical illness diagnosed such as a heart attack, stroke or cancer (please see the policy details for those specified), then you will receive a lump sum payment. This can help to pay for medical bills or other things to make your life more comfortable.

Income Protection

Some accidents or illnesses sustained may prevent you from working for a certain period of time or even in the long-term. It can be hard for a family to adjust to the withdrawal of a steady income, and if you don’t have another person to rely on for income, then this can be even harder. Our income protection policy pays out a regular income if you find that you cannot work due to illness or an accident. While this is limited to a proportion of your income, it will offer peace of mind by covering essential and unavoidable bills such as mortgage repayments, finance on a car and household bills.

Nobody likes to think about suffering from a terrible accident or illness, but at least with one of these policies, you’ll have peace of mind that should something like this happen, there doesn’t need to be additional suffering and hardship.